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Terms of Service

Last updated: March 2026  ·  Version 1.1

Key points: SunshineClaimBuddy is an independent tool, not affiliated with SUFS or any government agency. AI outputs are informational only — not legal advice. The app does not automate portal submissions. You are responsible for verifying eligibility before submitting.

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  1. Agreement to Terms
  2. No Affiliation with SUFS
  3. Intended Users
  4. AI Output Disclaimer
  5. No Warranty of Approval
  6. User Responsibility
  7. No Portal Automation
  8. Subscription and Billing
  9. Intellectual Property
  10. Disclaimer of Warranties
  11. Limitation of Liability
  12. Modifications to Terms
  13. Termination
  14. Governing Law
  15. Binding Arbitration
  16. Class Action Waiver
  17. Attorney Review Advisory

1. Agreement to Terms

These Terms of Service ("Terms") govern your use of SunshineClaimBuddy ("the App"), a mobile application developed by an independent developer ("Developer," "we," or "us"). By tapping "I Agree" during onboarding, or by continuing to use the App after a Terms update, you confirm that you are an adult (18 or older), a parent, or a legal guardian, and that you agree to be bound by these Terms in their entirety. If you do not agree, do not use the App.

2. No Affiliation with SUFS or Government Agencies

SunshineClaimBuddy is an independent tool. It is not affiliated with, endorsed by, approved by, sponsored by, or connected in any way to Step Up For Students ("SUFS"), the Florida Department of Education, the Florida legislature, any AAA Scholarship organization, or any other government or quasi-governmental agency. All scholarship program names, eligibility rules, and portal procedures referenced in the App are the property of their respective owners.

3. Intended Users

The App is intended solely for use by adults who are at least 18 years of age, including parents and legal guardians who manage scholarship reimbursement submissions on behalf of their dependent children. If you are under 18, you may not use this App without the direct supervision and consent of a parent or legal guardian who accepts these Terms on your behalf. The App is not directed at children and is not designed for direct use by minors.

4. AI Output Disclaimer

The App uses artificial intelligence to generate document classifications, approval likelihood scores, compliance flags, portal category suggestions, and appeal letter drafts (collectively, "AI Outputs"). AI Outputs are INFORMATIONAL ONLY. They do not constitute legal advice, financial advice, tax advice, or any guarantee of eligibility or reimbursement. AI models can and do produce inaccurate, incomplete, or misleading results. You must independently verify all AI Outputs against the current official FES-UA or applicable scholarship program Family Handbook before making any submission. The Developer accepts no responsibility for decisions made in reliance on AI Outputs.

5. No Warranty of Approval or Reimbursement

SunshineClaimBuddy makes NO REPRESENTATION OR WARRANTY that any expense is eligible, that any submission prepared with this App will be approved by SUFS or any scholarship administrator, or that any reimbursement will be issued. Claim eligibility determinations are made solely by SUFS and its administrators in their discretion. The Developer is not liable for denied, delayed, reduced, "On Hold," or partially approved claims, regardless of whether the App was used to prepare the submission.

6. User Responsibility

You are solely responsible for: (a) verifying that each expense meets the current eligibility rules of your scholarship program before submission; (b) the accuracy, completeness, and authenticity of all documents you scan, import, or submit; (c) manually entering all data into the official scholarship portal; (d) complying with all applicable program rules, submission deadlines, and portal requirements; and (e) maintaining complete copies of all receipts and supporting documents as required by your scholarship program.

7. No Portal Automation

The App opens the official SUFS reimbursement portal in your device's system browser to facilitate manual submission. The App does NOT automatically submit forms, pre-fill portal fields, click buttons, read portal responses, or store portal credentials or session data. Every keystroke and click on the official portal is performed by you. The Developer is not responsible for any errors made during manual portal entry.

8. Subscription and Billing

Certain App features require a paid subscription processed by Apple App Store or Google Play through RevenueCat. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current billing period. You can manage or cancel subscriptions through your device's App Store or Google Play account settings at any time. Refunds are governed solely by Apple's or Google's refund policies. The Developer reserves the right to change subscription pricing with reasonable prior notice.

9. Intellectual Property

The App, including its source code, design, AI prompts, and original content, is the property of the Developer and is protected by applicable intellectual property laws. Bundled FES-UA Family Handbooks and Guidelines are the property of their respective owners and are included as a convenience reference. You may not copy, modify, distribute, sell, sublicense, or reverse-engineer any portion of the App.

10. Disclaimer of Warranties

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR UNINTERRUPTED AVAILABILITY. THE DEVELOPER DOES NOT WARRANT THAT THE APP WILL BE ERROR-FREE, VIRUS-FREE, OR THAT DEFECTS WILL BE CORRECTED.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE DEVELOPER AND ITS OFFICERS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF REIMBURSEMENT FUNDS, DENIED CLAIMS, FINANCIAL LOSSES, LOSS OF DATA, OR LOSS OF GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF OR INABILITY TO USE THE APP, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE DEVELOPER'S TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING UNDER THESE TERMS SHALL NOT EXCEED THE TOTAL AMOUNT YOU PAID FOR THE APP IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR FIFTY U.S. DOLLARS ($50), WHICHEVER IS GREATER.

12. Modifications to Terms

The Developer may update these Terms at any time. When Terms are updated, the version number will be incremented and you will be required to review and re-accept the updated Terms before continuing to use the App. Your continued use after accepting an updated version constitutes your agreement to the revised Terms. If you do not agree to the updated Terms, you must stop using and uninstall the App.

13. Termination

The Developer may suspend or terminate your access to the App at any time, with or without cause or notice, for conduct that the Developer believes violates these Terms or is harmful to other users, the Developer, or third parties. You may stop using the App at any time by uninstalling it from your device.

14. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict-of-law provisions. Any legal action or proceeding not subject to the arbitration clause below shall be brought exclusively in the state or federal courts located in Florida.

15. Binding Arbitration

EXCEPT FOR CLAIMS THAT QUALIFY FOR SMALL CLAIMS COURT, ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OR THE APP — INCLUDING ITS FORMATION, INTERPRETATION, BREACH, OR TERMINATION — WILL BE RESOLVED BY BINDING INDIVIDUAL ARBITRATION ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION ("AAA") UNDER ITS CONSUMER ARBITRATION RULES. THE ARBITRATION WILL TAKE PLACE IN FLORIDA OR, AT YOUR ELECTION, BY VIDEOCONFERENCE. THE ARBITRATOR'S DECISION SHALL BE FINAL AND BINDING AND MAY BE ENTERED AS A JUDGMENT IN ANY COURT OF COMPETENT JURISDICTION.

16. Class Action Waiver

YOU AND THE DEVELOPER EACH AGREE THAT ANY CLAIMS MUST BE BROUGHT SOLELY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION OR PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS AND MAY NOT PRESIDE OVER ANY FORM OF CLASS OR REPRESENTATIVE PROCEEDING OR AWARD CLASS-WIDE RELIEF. IF THIS CLASS-ACTION WAIVER IS FOUND UNENFORCEABLE, THE ENTIRE ARBITRATION AGREEMENT SHALL BE NULL AND VOID.

17. Attorney Review Advisory

These Terms represent a good-faith effort to protect users and the Developer. They are not a substitute for independent legal counsel. You should consult a licensed Florida attorney before relying on these Terms or taking any legal action related to the App.

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